Apply For Credit

Applying for financing, in just five minutes, has never been easier than with Welland Honda! Simply use our no credit impact Equifax Snapshot tool, and you can get approved today!*

*Terms of approval will vary depending on a variety of factors, and applications submitted outside business hours will be processed the next business day.

Vehicle Financing in Welland, Ontario

Why Finance with Welland Honda?

With an impressive selection of new and used vehicles, along with deep-rooted ties to the community, Welland Honda should be the first place you look when it comes to anything automotive. This is especially true when it comes to financing, thanks to our experienced and knowledgeable finance team, ready to help you get behind the wheel of a new vehicle at a price that works for your budget. Read on to learn more about why you should finance with the team from Ontario’s very own Welland Honda.

Is It Better To Lease Or Loan?

The decision of whether to lease or loan a vehicle is by no means an easy one, and hinges on a variety of factors. Depending on your needs, goals, and financial situation, either leasing or loaning may be a viable option. While you’ll get the best advice by coming into our dealership and speaking with a member of our finance department, you can peruse the points below which may give you a better idea of what works best for your situation.


Leasing a vehicle might be the best option for you, if:

  • You’d like to drive a new vehicle every couple of years
  • A lower monthly payment works better for your budget
  • You’re interested in the newest safety features and technology
  • You prefer to drive a vehicle under warranty

Explore some of the perks related to leasing a vehicle via the link below.

Vehicle Leasing

Financing/Vehicle Loan

Conversely, financing a vehicle may be your best option, if:

  • You’d like to build equity via your vehicle
  • You plan on owning and driving the same vehicle for a long time
  • You’d like to be able to customize or upfit your vehicle
  • You don’t mind a vehicle that’s not under warranty

If you’d like to get a better idea of what financing a vehicle may look like, in terms of payments, check out our vehicle loan calculator below.

Payment Calculator

Our Lenders

Welland Honda works with a huge variety of financing institutions, from local options to nationwide and multinational banks. You can find some of our lenders below, though we will work to ensure we find you the best rate possible—whether it’s through a lender below or another option.


Financing For All Credit Types

At Welland Honda, we understand that a great number of factors—sometimes outside of your control—will have an impact on your credit score. Thankfully, we are happy to work with you regardless of your credit situation, to ensure that you can get behind the wheel of the right vehicle for your needs.

Subprime Financing

While other dealerships may take advantage of your credit situation, offering extraordinarily high interest rates, at Welland Honda we’ll do our best to keep your rates down—as well as helping you find a vehicle that works for both your needs and your budget.





Credit Rebuilding

If you are struggling with your credit, not only can we help you find a vehicle for your budget, but we can also assist you with tips and tricks to help rebuild your credit. While it all starts with vehicle payments you can afford, there are many other ways we can help.





Pre-Owned Vehicle Loans

While the team at Welland Honda specializes in helping you finance a new vehicle from our inventory, our partner SHARPCAR offers a huge selection of pre-owned vehicles along with excellent financing options, if a pre-owned vehicle better suits your budget.





Subprime Financing

Finance with Welland Honda, Today

Whether you’ve got perfect credit, subprime credit, or something in-between, the members of the Welland Honda finance department are here to help you find the best possible financing rates on the market. From our wealth of experience to the wealth of financing institutions we work with, you can trust that we can find you the best deal on your next vehicle loan. Get a quote on a new vehicle today, or simply apply for credit in as little as five minutes through our simple and secure Equifax Snapshot tool found below!